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Depending on your credit history, the lending institution may determine that:
(1) you cannot be approved for the credit you have applied for (Make sure you apply with the right lender or card issuer for your credit history)

(2) Fill out all applications with correct information, any applications not filled out with the correct credit information requested by the lender or credit card issuer, will be rejected.

(3) * You are only guaranteed to get approved for a Visa Card or guaranteed Unsecured Personal Loan with bad credit or no credit. Home & auto loans are not guaranteed for approval we only offer links to best bad credit lenders with the highest approval rates for consumers.

Some protection benefits and services available from some credit card issuers

Credit Purchase Protection: provides for the replacement of lost, stolen merchandise, up to 3 months from the date of purchase and up to $1,000 per occurrence

Extension Warranty Protection: Doubles free rebuild period of manufacturer warranty, for up to one additional year.

Buyer Recourse Protection: Not satisfied with the quality of a product or service and have not been able to work things out with the merchant, the credit card company will help you resolve the problem at hand.



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Specializing in serving consumers with BAD CREDIT ratings. offering consumers a chance to get a Visa or Master Card, Loan with Bad Credit - Debt Consolidation Loan - Home Mortgage - Personal Loans - Mortgage Refinance - Unsecured Debt Consolidations No Credit Check - Fast Easy Home Equity - Construction Home Improvement. Most of our High Risk Banks and Poor Credit Bank Lenders and Financial Institutions will work with you regardless of past financial history.
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Do you have Concerns about  Debt Consolidation
USA Debt consolidation is growing in the USA. Citizens of different age groups and profession are accepting it readily. The problem is that people go on making more loans from different source without any discrimination, but fail to pay off the installments timely.
 They cannot manage such multiple debts. In such a situation, debt consolidation becomes quite
helpful. They concept of debt consolidation sounds fine and in many occasions it becomes truly helpful. But to get real benefit you need to find out a good debt consolidation firm or company. The company will help you to get a fresh loan to pay off all your multiple debts at a time.

If you are facing serious debt problems to handle your multiple debts, you can go for a debt consolidation loan. No doubt it is very helpful, but you have to be careful in doing that.

At present there is a tendency in the market that people wish to consolidate their old unsecured debts to
secured debts and for which collateral is used.

If you provide collateral, then your new creditor
instantly charges lower rate of interest. This lower rate of interest means lower monthly installment which instantly attracts the people. If you have observed the entire process minutely and calculate the total installments that you pay, you will notice that it is much higher than
your total debt.

This is the clear indication of the higher cost of consolidation. The consolidation firms have done much home work in this regard; they use many tricks to seduce the people who are under serious strain of multiple debts. You have to remember that, the debt consolidation firms just help you to change your creditor; they hardly solve the root problem. It doesnít mean that, the process of debt consolidation is useless, but while choosing you should

protect your interest best.

Debtconsolidation Service

Since the ancieLong ago, debt has been an important aspect of our social life. We incurred debts some time for investment purpose and some other time for consumption purpose.

Sometime we cannot pay our bills, utility bill, medical bill, car bills which accumulate to put us in a major debt trap. If you are a debt-ridden person and want an early debt solution for it, then debtconsolidation is the best way.

It is true that those who incurred debts in many occasions do not have sufficient knowledge to mange their multiple debts problems.

There are many debt consolidation firms that offer help to such people and save them from financial a major crisis, such as bankruptcy.

The main goal of such financial firms are to negotiate with your debtlender for lower rate of interest, a waiver of late fees and providing you dedt advices to get out of financial crisis.

It is the responsibility of the debt consolidator to negotiate with the your creditors to set such terms and condition which help you. Managing your debts and providing you best counsel are the main function of the debt consolidators.

While selecting such debt consolidator you should be extremely careful. The service provider must have expertise and skill to handle every case. If, the service provider mishandles your case, you have to pay the price for it.

The most important aspect of debt consolidation service is its cost. In many occasions, the debt consolidation service provider seeks a staggering amount of fee.

Such high amount of fee will make your debt consolidation very costly. If you take the service of such firms, the very purpose of debt consolidation will be defeated.

However, there are some service providers, which help you free of cost. Remember, such service is not absolutely free; you have to pay one way or the other. Secondly, the service quality of such firms is usually poor.

The debtconsolidationservice should help you to bail you out of the financial crisis. If the service provider fails, you will also fail to get out of the situation.


Debt Elimination Assistance for Dedt

It would be completely understandable, in such troubling economic times, if your debt load has grown enough to have you tossing and turning all night, wondering how you can possibly continue to make ends meet.  If you find yourself in that position, however, it's time to stop worrying and start acting.


You're not alone, and millions of people just like you have been caught between collapsing home values and rising energy, food, and health care costs, and that for many of them taking on dedt has been a matter of survival.


Begin your efforts by taking some time to search for debt elimination assistance.  Because so many people are in financial difficulties, the number of debt elimination assistance organizations, and you should find some close to you without much effort.


Many debt elimination assistance programs are available at no cost, but don't assume that any of them will be able to completely remove your financial obligations.  Before you set up an appointment with any debt elimination counselor, you'll need to gather all your current bills and determine which of your creditors are owed the most.


 A debt elimination service will negotiate with your creditors and attempt to reduce your monthly payments.  Some people have had their debtor balances reduced by as much as 70%.  The debt elimination service will also try to negotiate a lower interest on your debt, so that more of your remaining monthly payments will go toward the debt principal.


Getting debt elimination help can lower the time it takes you to pay off your credit cards to from two to five years, while releasing more of your income to be applied to your other obligations!  Why not look for debt elimination help and get on the road to financial health?

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Mortgage Refinance BadCredit

One time or another in our own personal lives, we have rented a house or apartment from some one else. If you are one of the more fortunate ones perhaps you moved into a home that you personally financed and is going to belong to you. As time goes on there may also come a time that you may consider refinancing this same home.


For most consumers there house payments or mortgages are the biggest part of their budget. For this reason consumers begin to think about and may even refinance their homes.

Many consumers may simply want to lower there house payments and donít realize that they have several choices to consider. Some consumers will look into refinancing for a lower term or for a lower interest rate. Before refinancing it is important to evaluate how the current interest rate is fluctuating and if it is even worth your time and effort and if you would even save any money.

Perhaps the homeowner has a current 30-year loan and wants to refinance it down to a 15-year loan. This may help the consumer to reduce their overall current interest costs, but there payments may get even higher. Or depending on their particular situation, they may even want to consider switching from an adjustable rate mortgage to a fixed rated loan and vice versa.

For those consumers who have paid in to several years already towards their mortgage, they may want to consider refinancing to help to pay down on their current loan principal. Their payments may go down but they may also end up paying more interest over the lifetime of this loan.

Itís important to know what your own personal goal of refinancing actually is before taking any measures towards any type of refinancing.

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